Bank Account Power of Attorney in Dubai

Banking powers written around the account, the action and the bank

A Bank Account Power of Attorney can authorise a named agent to carry out defined actions for an individual account holder. The wording is prepared around the bank, the requested actions, any limits and any instructions the bank has supplied. Each bank applies its own identity, KYC, compliance and risk controls, so a notarised POA is not a guarantee that the bank will accept every requested action.

You can pay now with Review and pay and upload the documents afterwards through the case upload link supplied for the order. Payment opens your file. We review the requested powers, the intended bank, the identity material and the execution route before drafting. If your matter is uncertain or unusual, use Find my POA route before paying.

Who this service is for

This service is for an individual account holder who wants a named agent to undertake specific banking actions that the bank permits an agent to perform. If the account belongs to a company, use the Corporate Power of Attorney route so the company’s authority chain and approvals can be reviewed.

What the tailored scope can cover

Where the bank permits an agent to act, the document can be prepared to include selected powers such as:

• submitting and signing specified account-service forms
• requesting statements, letters or account information
• making defined account-administration requests
• depositing, withdrawing or transferring funds only where expressly requested and accepted by the bank
• opening or closing an account only where the bank confirms that an agent may do so
• completing other named servicing steps supported by the bank’s policy

High-risk powers are not inserted by default. If the bank has supplied a form, clause request, email or written instruction, send it with the file.

What this service does not cover

This service does not include:

• a promise that the bank will accept an agent for a particular action
• bank KYC, source-of-funds, compliance or risk approval
• access credentials, cards, PINs, passwords, one-time codes or impersonation of the account holder
• lending, mortgage, investment, regulated financial or tax advice
• company authority where a Corporate Power of Attorney and company approvals are required
• recovery of blocked, frozen or disputed funds
• any service outside POAS.ae’s ten listed POA services

The bank may require its own form, refreshed KYC, original documents, an in-person step, a branch instruction or direct confirmation from the account holder even where the POA has been correctly prepared and notarised.

Who does what

POAS.ae is an independent private service operated by Cendale Documents Clearing Services FZCO. POAS prepares the document and coordinates the supported execution route. An independent private notary licensed by Dubai Courts performs the regulated notarial act and decides the identity, evidence and attendance requirements for the file. The bank makes the final acceptance and transaction decision.

POAS.ae is not a government authority, court, notary or law firm and does not provide legal, banking, investment or tax advice.

Documents and information usually requested

Upload identity and case documents only through the case upload link supplied for the order. Do not send passport or Emirates ID images, card details, PINs, passwords or one-time codes in ordinary email, WhatsApp or telephone messages.

• the principal or account holder’s passport and Emirates ID, if applicable
• the agent’s passport or Emirates ID
• the bank name and branch or relationship contact, if relevant
• the account type and only the minimum account identifier needed for drafting
• an exact list of the actions the agent needs to take
• any value, time or transaction limits the principal wants included
• the bank’s POA form, clause request, email or written instruction, if supplied

Do not send card PINs, passwords or one-time codes. POAS does not need them.

How it works

1. Open your file. Pay AED 1,999 + VAT.
2. Upload the bank brief. Provide the identities, bank name, requested actions, limits and any bank instructions through the case upload link.
3. Confirm the structure. We review whether the supported personal Bank Account or Corporate POA route fits the account holder and agreed task.
4. Approve the tailored draft. You verify the identities, account references, financial powers and limits.
5. Complete the applicable execution route. POAS coordinates the file with an independent private notary licensed by Dubai Courts. The private notary controls the notarial decision and execution requirements.
6. Present the document to the bank. We provide the available completed document. The bank then applies its own KYC, original-document, attendance and acceptance process.

Timing

Our target is preparation and coordinated notarisation by the next business day once payment, complete information, identity checks and draft approval are in place. Bank instructions, company-authority evidence, private-notary availability, recipient requirements and court workload can extend the timing. Bank review or activation after notarisation is outside this target. This is a target, not a guarantee.

Scope changes and refunds

If another POAS service or execution route is required, we explain the change before drafting. If the correct route costs less, we refund the difference. If it costs more, we obtain your approval before collecting the balance. If POAS cannot provide the selected service and you do not accept an available alternative, the professional fee is refunded under the Refund Policy.

If a document cannot be used for the purpose agreed with POAS because of a POAS drafting or scope error, we correct it without another POAS professional fee. If it cannot be corrected for that agreed purpose, we refund the POAS professional fee. Bank policy, KYC, compliance, risk decisions and separately incurred third-party charges remain outside that promise where they are unrelated to our drafting or scope.

Frequently asked questions